As we approach the anniversary of Hurricane Laura hitting Lake Charle, we are still in the same boat as before and not a lot has been changed. We are literally looking at 2020 as there is still plenty of damaged buildings and debris that are literally taking up space and causing havoc in the process.

The estimated cost to demolish the homes in Lake Charles that were most damaged by Hurricanes Laura and Delta is near $10 million. Unfortunately, according to Mayor Nic Hunter, this is a price that the city can't afford at this moment. The city acquired the help of FEMA for some of their assisted programs that offer reimbursement for the demolition and removal of certain homes that were damaged and associated debris from private properties as well.

If you currently have insurance and are a current homeowner, this program may not be for you if you have misspent your insurance allotment. As we brace ourselves for this upcoming season, there are still people who are behind the curve with no solution on what to do next. Every other day it seems like another contractor is being arrested for fraud and many insurance companies are trying their best to work with their clients. But things are not moving as quickly as others would like for them. If you are a homeowner and are interested in taking part in this program, call or text 337-443-7120. You can also email ppdrinfo@cityoflc.zendesk.com for more inquiries or details.

LOOK: Here are the 50 best beach towns in America

Every beach town has its share of pluses and minuses, which got us thinking about what makes a beach town the best one to live in. To find out, Stacker consulted data from WalletHub, released June 17, 2020, that compares U.S. beach towns. Ratings are based on six categories: affordability, weather, safety, economy, education and health, and quality of life. The cities ranged in population from 10,000 to 150,000, but they had to have at least one local beach listed on TripAdvisor. Read the full methodology here. From those rankings, we selected the top 50. Readers who live in California and Florida will be unsurprised to learn that many of towns featured here are in one of those two states.

Keep reading to see if your favorite beach town made the cut.